Halokas: Solusi Bisnis UMKM

If you are an MSME entrepreneur looking to expand your business, Halokas is the comprehensive financial application tailored for your business growth needs. Halokas facilitates MSMEs to access various transaction services and business capital.

1. LOW INTEREST RATES WITHOUT COLLATERAL TO EXPAND BUSINESS

   • Easier verification with just your business account.
   • Maximum loan amount Rp50,000,000.
   • Tenor options: 3 and 6 months.
   • Monthly interest rate: 2.49% flat.
   • Annual Percentage Rate (APR): Max. 49.55%.
   • Administration fee: 3% of the disbursed business capital.

   Modal Withdrawal Simulation:

   Business capital request: Rp1,000,000
   Administrative fee: 3% x Rp1,000,000 (Total Business Capital) = Rp30,000
   Funds received after deducting the administrative fee: Rp970,000

   3-month installment: Rp1,000,000 (Total Business Capital) + Rp74,700 (Total Interest). Total payment amount = Rp1,074,700
   Monthly installment = Rp358,233/month

   6-month installment: Rp1,000,000 (Total Business Capital) + Rp149,400 (Total Interest). Total payment amount = Rp1,149,400
   Monthly installment = Rp191,567/month

2. RECEIVE FREE PAYMENTS PLUS CASHBACK

   • Receive customer payments from any e-wallet and mobile banking using QRIS codes efficiently.
   • FREE of service charges and transaction fees.
   • Direct transfer of sales proceeds to your account. Free transfer charges.
   • The more payments received via QRIS, the more chances to earn Extra Bonuses on every transaction!

3. RECORD SALES TRANSACTIONS TO ACCOUNTS RECEIVABLE AND PAYABLE

   • Sales transactions via QRIS are automatically recorded in the 'Business Records' feature.
   • Better manage your accounts receivable, payable, and transactions.

What are you waiting for? Let's develop your business together with Halokas! One application for all your business needs!

If you have any suggestions for us,
Send your feedback to email: [email protected].

Main office address:
Jl. Tomang Raya No.1, RT.1/RW.3 Jatipulo, Kec. Palmerah Kota Jakarta Barat DKI Jakarta 11440